Washington Bankruptcy Litigation Attorney
When you have serious financial problems, there is little else you think about. The bills, harassing phone calls and fears over the possibility of losing your home can distract you from work and keep you awake at night. If you are living with seemingly overwhelming debt, the law office of D. Douglas Titus can offer you a solution with Chapter 7 bankruptcy or Chapter 13 bankruptcy.
Schedule an appointment to discuss your bankruptcy options. You can speak with our Seattle Chapters 7 and 13 bankruptcy lawyer by calling 206-462-4388 or toll free at 888-581-1950.
Understanding Chapter 7 and Chapter 13
Consumers who are in debt have two options for bankruptcy filing: Chapter 7 and Chapter 13. To qualify for Chapter 7 bankruptcy, you must meet eligibility requirements under the state's income means test. If you do not qualify for Chapter 7, Chapter 13 becomes your next option. Our attorney, D. Douglas Titus, provides comprehensive help throughout the bankruptcy process. He can answer your questions about Chapter 7 eligibility and advise you of your options.
- Chapter 7 bankruptcy is debt liquidation. Your assets are sold, with the proceeds going to pay off creditors. However, this does not mean that you will lose all of your personal items. Our law office can inform you of Washington's exemption laws.
- Chapter 13 bankruptcy is debt reorganization. You will participate in a three- to five-year repayment plan. Our attorney may be able to negotiate the terms of your debt with your creditors — you may not have to pay back the entire amount of your debt. Chapter 13 is often the most advisable option for homeowners who want to save their homes from foreclosure.
Stop Harassing Phone Calls
When our law office petitions the court for bankruptcy on your behalf, the bankruptcy court will file an automatic stay. The automatic stay makes it illegal for creditors to attempt to contact you. The harassing phone calls, late notices and letters will stop.
Washington Bankruptcy Litigation Lawyer
As part of protecting the rights of debtors, attorney Titus engages in bankruptcy litigation. This generally occurs when a creditor sues the debtor within the framework of a bankruptcy proceeding. Our attorney is dedicated to protecting your debtor rights in litigation.
Schedule an Appointment
The law office of Douglas D. Titus is dedicated to helping you find debt solutions and obtaining a fresh start. Call us to schedule an appointment. We can be reached at 206-462-4388 or toll free at 888-581-1950. You may also contact us online.